What We Can Learn from Lil Dicky, Macklemore, and Others About Money

Hip hop artists don’t always promote the soundest money advice. But a few chart-topping hits actually drop some financial wisdom. That’s right, we’re looking at how artists like Lil Dicky, Macklemore and Kendrick Lamar have dropped some financial wisdom in their tracks, making saving money not just responsible, but downright stylish. Let’s break down what rap is spitting about saving, spending smart, and building wealth the right way:

1. “Save Dat Money” — Lil Dicky

Lil Dicky’s hit “Save Dat Money” isn’t just catchy; it’s a full-on money-saving anthem. With lyrics like “We gon’ save that money,” he’s reminding us that being smart with our cash can lead to a future full of possibilities. So, when you’re itching to splurge, remember that saving now can lead to more epic adventures later.

2. “Thrift Shop” — Macklemore & Ryan Lewis

Macklemore and Ryan Lewis’ “Thrift Shop” celebrates the joy of finding treasures on a budget. It’s not about how much you spend, but about the value you get. The track is a reminder that living within your means and finding joy in the simple things can be incredibly rewarding.

3. “All Falls Down” — Kanye West

Kanye West’s “All Falls Down” touches on the pressure to show off material possessions. The line “We buy our way out of jail, but we can’t buy freedom” is a sobering reminder that true wealth isn’t just about what you own, but how you manage your resources.

4. “Money Tree” — Kendrick Lamar

Kendrick Lamar’s “Money Tree” speaks about the struggle to achieve financial stability. Lines like “I planted the seed, that’s why my money tree growing” remind us that taking small steps towards financial responsibility can lead to big rewards over time.

5. “No Role Modelz” — J. Cole

J. Cole’s “No Role Modelz” has a line that hits home: “Keep your money, keep your money.” It’s a reminder to protect your finances and make thoughtful decisions. Your future self will thank you for being mindful about spending and saving.

So here are rap’s biggest money lessons boiled down into financial action items:

• Live below your means — Spend less than you earn consistently
• Prioritize needs over wants — Don’t blow money on status symbols
• Build an emergency fund — Have a savings cushion for unexpected expenses
• Invest in yourself — Put money into education, skills training, health
• Create additional income streams — Supplement your salary with side hustles
• Automate your finances — Set up automatic transfers to savings accounts

Who knew you could get financial tips from hip hop? Use rap’s money wisdom to save more, spend smart, and grow your wealth.